TIPS FOR FILLING A CLAIMS

TOP 3 TIPS FOR FILING A ROOF REPLACEMENT INSURANCE CLAIM

Discovering significant damage to your roof can be a stressful time for most homeowners. Having to navigate the insurance claim process can require lots of follow-ups with insurance adjusters, roofing contractors, and in some cases your mortgage company. To ensure you can handle the insurance claim process from start to finish, Urbano Renovation recommends you follow these five steps.

TIP #1: LOOK FOR DAMAGE IMMEDIATELY AFTER A STORM

If you suspect your roof is damaged, call Urbano Renovation to come and inspect your roof. Keep in mind that even if your roof looks intact from the outside, there could be significant internal damage that only a trained roofing specialist can identify. Some insurance policies have stipulations that detail how long you can wait after the damage has occurred to your roof and still have the damage covered under your insurance policy. After a severe storm and as soon as it is safe to do so, have your roof inspected.

TIP #2: TAKE PICTURES AND DOCUMENT DETAILS RELATED TO THE DAMAGE

An experienced roofer like Urbano Renovation will know where to look for damage and will be thorough in documenting the damage and how extensive it is. They will often take pictures of damaged areas and submit to you a written explanation of what needs to be repaired and the estimated cost to repair.

TIP #3: CONTACT YOUR INSURANCE COMPANY AND FIND OUT WHAT YOUR POLICY IS

When dealing with extensive roof damage, be sure to contact your insurance company immediately. If you wait too long, you may not be able to submit the claim. Always have a current policy of your homeowner’s insurance handy to review to see what statute of limitations may be in place for reporting damage and what types of roof damage are and are not covered.

TIP #4: CHOOSE URBANO RENOVATION AS YOUR ROOFING CONTRACTOR

Assuming your roof insurance claim is covered under your existing homeowner’s policy, you will be given funds to repair the damage. At Urbano Renovation, we are roof replacement specialists who will work with you to make sure your claim is submitted promptly, and you can get the maximum reimbursement for your roof replacement.

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